A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible.
Roofing deductible texas.
What the hb2102 deductibles law means for roofers.
Hb2102 is the deductible law that went into effect on september 1st 2019.
This new law will help further protect consumers said texas insurance commissioner kent sullivan.
Contractors who have broken the 1989 law by waving deductibles primarily roofing contractors are known as deductible eaters.
Abbott is designed to end the illegal.
Roofers who waive deductibles are cutting corners.
It is a clarification and more carefully worded version of the years old law.
Waiving insurance policy deductibles you scratch my back and i ll scratch yours has been common place in texas since 1989 and came about as the result of a poorly worded statute passed that same year that contractors have basically ignored.
To get the job texas roofers often offer homeowners a free roof by agreeing to pay the homeowner s insurance deductible.
A new law if approved by gov.
However many roofing companies contribute to the insured s deductibles by using sign credits discounts and rebates.