It also depends on whether the old roof was removed and you only have one layer of shingles and if it is properly ventilated.
Roof is 17 years old.
We foolishly spent as much in maintenance and repairs over the last few years of the original roof s life as we did on a new tile roof.
It is certainly possible that a tile roof could last 40 years.
Depending on the materials a roof could last longer than the average around 25 30 years.
If your roof is 20 years old then you get reimbursed with only the amount that corresponds to a 20 year old roof.
The higher that number climbs the sooner you as the new owner will need to invest in its repairs and fixes.
That is equivalent to saying that the total amount for repairs or replacement due to reasons stated on your policy will not be fully covered.
The truth is it really should ve been at more like 27 years.
If the roof was installed over another layer or several layers and it is older than 20 years chances are you need a new roof.
The question is how old.
My personal home has a tile roof and it went 32 years before needing to be replaced.
Linoleum lasts about 25 years and vinyl up to 50 years while laminate floors have a life expectancy of 15 to 25.
Are you buying a house with a 15 year old roof.